Many potential homeowners wonder about the benefits of paying off a credit card before their new mortgage closing date. While paying off debt before applying for a loan is generally a good idea, there are other ways your credit can affect your mortgage approval and terms. Here is some basic ...
Continue ReadingPhoto by Melinda Gimpel on Unsplash People who own homes but fall on hard times have a chance to keep their homes. West Virginia has a homestead exemption of $5,000 for equity in the house. The homestead exemption does not work for the lender for the loan, but it does keep other creditors ...
Continue ReadingWhile every project is different, here are some basic timeframes you can expect for a home renovation project: Cosmetic renovations – a weekend to three months Typically, short restorations which require minor repairs or cosmetic tune-ups could take from just one weekend up to three months. This includes tasks including ...
Continue ReadingCacti gardens can be a gorgeous addition to your home’s landscape. Much of the southwest United States’ climate is well-suited for growing them. If you’re interested in adding a cacti garden, these design tips will help you create one that’s stunning and complementary to the landscaping around your home. Intersperse Low-Growing Cacti With ...
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