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Paying off credit card debt before mortgage closing date: Info you should know
Many potential homeowners wonder about the benefits of paying off a credit card before their new mortgage closing date. While paying off debt before applying for a loan is generally a good idea, there are other ways your credit can affect your mortgage approval ...
Continue ReadingLet the Light Shine In: Home Lighting for Health
Recently, researchers discovered that the lighting in your home can have a much greater impact on your health and well-being than originally thought. Better lighting can boost your energy, increase alertness, and help you sleep better. So, it pays to ensure the lighting in your home is optimal. Here are three ...
Continue ReadingHow Homestead Laws Help Protect Against Bankruptcy
Photo by Melinda Gimpel on Unsplash People who own homes but fall on hard times have a chance to keep their homes. West Virginia has a homestead exemption of $5,000 for equity in the house. The homestead exemption does not work for the lender for the loan, but it does keep other creditors from ...
Continue ReadingHow to make your house last longer
While every project is different, here are some basic timeframes you can expect for a home renovation project: Cosmetic renovations – a weekend to three months Typically, short restorations which require minor repairs or cosmetic tune-ups could take from just one weekend up to three months. This includes tasks including ...
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