BURNS & EGAN REALTY GROUP, LLC HOMES FOR SALE BILLERICA, MA REAL ESTATE BILLERICA



150 NASHUA RD., Billerica, MA 01821

Single-Family

$762,050
Price

8
Rooms
4
Beds
2/1
Full/Half Baths
Beautiful New Construction Home Situated In "Sumner Farms" Billerica's Premier New Home Subdivision. 150 Nashua Road "The Burlington (ii)" Plan Offers Almost 2700 SqFt. Of Living Space. 38x28 Colonial w/ 24x16 Fam. Rm. Addition w/ Vaulted Ceiling, Gas Fireplace & 2-Car Garage Under. Beautiful Open-Concept Kitchen w/ Custom Cabinets (Many Colors to Choose), Granite Island & Counter Tops, Stainless Appliances. HW on 1st Floor, Tile & Granite in All Baths. 1st Floor Laundry Room. Generous 22x14 Master Bedroom Suite w/ Master Bath w/ Tile Surrounded Jetted Tub & Spacious Walk-in Closet. Walk-up Attic & Walk-out Basement Allows Plenty of Opportunity For Storage & Future Expansion. Professionally Landscaped 1-Acre Lot w/ Lawn Sprinkler System. Near Bedford & Carlisle Line. Great Commuter Location Close to Rts. 3, 95 & 495. Come Build Your Dream Home Today!
Open House
Sunday
January 19 at 12:00 PM to 3:00 PM
Open House is conducted at 23 Fieldstone Lane
More Open Houses
Cannot make the Open Houses?
Location: 150 NASHUA RD., Billerica, MA 01821    Get Directions

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There are so many factors that go into buying a home. How much money do you have saved up? What is your debt amount? Hw much money do you make each month? Can you afford the neighborhood that you’d like to live in? All of these questions are swirling around the minds of all first-time homebuyers. Did you know that how long you have been at a job is just as important as your income as a factor in getting approved for a mortgage? 


Your ability to repay is why the lender is looking at so many different numbers and factors about your financial situation. Employment overall plays a large stake in the mortgage application. Lenders will look at your past employment history along with the job that your currently have. They are also concerned with your future employment status. Your lender will get an idea of your overall plan for your career and employment through looking at your history. 


As a first-time homebuyer, you most likely don’t have the employment history of more seasoned homebuyers. Generally, most people who are buying a home for the first time are pretty young in their careers. As a rule of thumb, lenders will look at your employment history over the past two years. The lender wants to see your industry focus. Maybe you have stuck with one career direction, or maybe you have hopped around a bunch. As a hint, jumping around from job to job and field to field doesn’t look very good to mortgage lenders. Job floaters tend to appear as if they have no plans for the future. 


Good Career Moves


Staying a software engineer, but moving from the medical industry to the financial industry is an acceptable and smart move in the eyes of lenders. Yet, leaving your stable job in accounting to pursue a career in acting would not be looked upon favorably in the eyes of a mortgage lender.


It doesn’t matter how much money you have saved up, often, without employment history, a lender may not consider you as a dependable buyer. Your lender wants to see that your income is stable for a period of at least three year’s time.


Income Matters 


You won’t have the same work history as a first time homebuyer as you would if you were a bit more seasoned. When lenders look at your income history, not having a lot of work history can be a detriment to many factors. If your income is an annual salary, for example, your lender will divide that salary by 12 in order to get a monthly income. If you haven’t been at the job for a full year or took a pay cut during times of training, those numbers will be affected.


For hourly employees, overtime may be a problem as it may not be factored in with the equation if there isn’t a history of at least two years on the job. 


While it isn’t impossible to buy a home with a short employment history, it’s advisable to wait until you have some significant time under your belt before you dive into the home buying process.



218 Forge Village Road, Groton, MA 01450

Condo

$529,900
Price

6
Rooms
3
Beds
2/1
Full/Half Baths
Finished new construction by premiere local builder. This oversized corner lot is located on the desirable Gilson rd. Come check out this masterfully designed townhouse complete with HUGE back yard. This 3 bedroom 2.5 bath has a 'bonus room' with closet on the main floor . The master bedroom upstairs w cathedral ceilings has its own walk in closet w/ on-suite bathroom. There is extra space for storage in the walk up attic & unfinished basement The stairwell and main floor have hardwood throughout. Masterfully designed with an open space concept main floor overlooking the fireplace. Enjoy your evenings on the covered farmers porch, and your afternoons on the patio in the back yard. Quick close available. Easy to Show & Go. Just minutes to the 119 exit on 495. The perfect location for shopping, commuters, and going to the local farms. Completed new construction. This home is finished and available for quick closing.
Open House
Saturday
January 11 at 11:00 AM to 1:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 218 Forge Village Road, Groton, MA 01450    Get Directions

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218 Forge Village Road, Groton, MA 01450

Single-Family

$529,900
Price

6
Rooms
3
Beds
2/1
Full/Half Baths
Finished new construction by premiere local builder. This oversized corner lot is located on the desirable Gilson rd. Come check out this masterfully designed townhouse complete with HUGE back yard. This 3 bedroom 2.5 bath has a 'bonus room' with closet on the main floor . The master bedroom upstairs w cathedral ceilings has its own walk in closet w/ on-suite bathroom. There is extra space for storage in the walk up attic & unfinished basement The stairwell and main floor have hardwood throughout. Masterfully designed with an open space concept main floor overlooking the fireplace. Enjoy your evenings on the covered farmers porch, and your afternoons on the patio in the back yard. Quick close available. Easy to Show & Go. Just minutes to the 119 exit on 495. The perfect location for shopping, commuters, and going to the local farms. Completed new construction. This home is finished and available for quick closing.
Open House
Saturday
January 11 at 11:00 AM to 1:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 218 Forge Village Road, Groton, MA 01450    Get Directions

Similar Properties




218 Forge Village Road, Groton, MA 01450

Condo

$529,900
Price

6
Rooms
3
Beds
2/1
Full/Half Baths
Finished new construction by premiere local builder. This oversized corner lot is located on the desirable Gilson rd. Come check out this masterfully designed townhouse complete with HUGE back yard. This 3 bedroom 2.5 bath has a 'bonus room' with closet on the main floor . The master bedroom upstairs w cathedral ceilings has its own walk in closet w/ on-suite bathroom. There is extra space for storage in the walk up attic & unfinished basement The stairwell and main floor have hardwood throughout. Masterfully designed with an open space concept main floor overlooking the fireplace. Enjoy your evenings on the covered farmers porch, and your afternoons on the patio in the back yard. Quick close available. Easy to Show & Go. Just minutes to the 119 exit on 495. The perfect location for shopping, commuters, and going to the local farms. Completed new construction. This home is finished and available for quick closing.
Open House
Saturday
January 11 at 11:00 AM to 1:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 218 Forge Village Road, Groton, MA 01450    Get Directions

Similar Properties





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